Homexa®

Relocating to a New State? What Every Homebuyer Needs to Know

Moving to a new state is exciting but comes with unique challenges. Here is how to navigate the homebuying process when everything is unfamiliar.

Quick Answer

Approximately 8.2 million Americans moved to a different state in 2024, according to the U.S. Census Bureau's Current Population Survey. The top destination states were Texas (+473,000 net), Florida (+365,000 net), and North Carolina (+122,000 net). Successfully buying a home in a new state requires researching cost of living differences, understanding state-specific real estate laws, and working with a local agent who knows the market.

Whether it is a job change, family reasons, or simply a desire for something new, relocating to a different state is one of the biggest decisions you can make. And buying a home in a place you have never lived before adds a layer of complexity that local buyers do not face.

What Should I Research Before Moving to a New State?

Before you book a flight to tour homes, spend time researching your target area online. Here is a comparison framework:

State-by-state cost comparison factors:

FactorLow-Cost ExampleHigh-Cost ExampleHow to Check
State income taxTX, FL, TN, NV (0%)CA (13.3%), NY (10.9%)State tax authority website
Property tax rateHI (0.29%), AL (0.41%)NJ (2.47%), CT (2.15%)County assessor website
Median home priceOH ($220K), KS ($215K)CA ($750K), MA ($600K)Zillow, Redfin, Realtor.com
Cost of living indexMississippi (84.1), Oklahoma (86.5)Hawaii (192.9), DC (152.1)Bureau of Economic Analysis
  • Cost of living: Housing is the biggest expense, but also compare groceries, utilities, transportation, and taxes. States like Texas and Florida have no state income tax, which can add 3,000 to 15,000 dollars annually to your take-home pay depending on income level.
  • Job market: According to the Bureau of Labor Statistics, states with the strongest job growth in 2025 included Texas (+3.1%), Florida (+2.8%), and Georgia (+2.4%).
  • Climate and lifestyle: Visit at different times of year if possible. A city that feels perfect in spring may be unbearable in summer.
  • School districts: If you have children, school quality should be a top factor in choosing where to settle.

How Do I Find a Real Estate Agent in a State I Have Never Lived In?

Working with a real estate agent who knows the local market is essential when you are relocating. According to NAR's 2025 Profile, 89 percent of out-of-state buyers who worked with a local agent reported satisfaction with their home purchase, compared to 61 percent who searched independently.

Look for agents who specialize in relocation. They understand the unique challenges of long-distance buying and can provide virtual tours, neighborhood video walkthroughs, and detailed area comparisons. Homexa® agents operate in over 25 states, which means you may be able to work with the same platform you already trust, even in your new location.

What Real Estate Differences Should I Know About Between States?

Real estate laws and practices vary significantly from state to state:

FactorVaries ByExample
Property taxesCounty/municipalityNJ: $8,400/yr avg vs. HI: $1,900/yr avg
Closing processState lawSome states require attorneys, others use title companies
Transfer taxesState/countySome states charge 1-2% transfer tax, others have none
Homestead exemptionState lawTX: $100K exemption, FL: unlimited homestead protection
Disclosure requirementsState lawSome states require extensive seller disclosures, others minimal

Should I Rent Before Buying in a New State?

If you are not sure about the area, renting for 6 to 12 months before buying can be a smart move. According to a Redfin survey, 34 percent of out-of-state buyers who did not rent first reported some level of regret about their neighborhood choice, compared to only 12 percent who rented first.

It gives you time to learn the neighborhoods, understand the local market, and make a more informed purchase when you are ready. This is especially valuable if you are moving to a market you have never visited.

How Much Does It Cost to Move to a Different State?

Relocating involves more than just buying a home. According to the American Moving and Storage Association:

Move DistanceAverage CostTimeline
Under 500 miles$2,500-5,0002-4 days
500-1,500 miles$4,000-8,0004-7 days
Over 1,500 miles$6,000-15,0007-14 days

Additional costs to plan for include bridge loans or temporary housing (if your sale and purchase timelines do not align), updating driver's license and vehicle registration, and transferring insurance and utilities.

Bottom Line

Relocating to a new state is a major life change, but it does not have to be overwhelming. With thorough research, a trusted local agent, and a clear plan, you can find the right home in your new community and start the next chapter with confidence.

Frequently Asked Questions

What should I research before moving to a new state?

Compare the full cost of living, not just housing: groceries, utilities, transportation, and taxes. Also research the job market, and visit at different times of year if possible, since a city that feels perfect in spring may be unbearable in summer. Homexa® connects relocating buyers with experienced local agents.

How do real estate rules differ from state to state?

Real estate laws and practices vary significantly by state. Property taxes vary by county or municipality, some states require attorneys for closing while others use title companies, some charge a 1 to 2 percent transfer tax while others have none, and homestead exemptions and seller disclosure requirements differ too. Homexa® can connect you with an experienced local agent.

Should I rent before buying a home in a new state?

If you are not sure about the area, renting for 6 to 12 months before buying can be a smart move. It gives you time to learn the neighborhoods, understand the local market, and make a more informed purchase, which is especially valuable if you are moving to a market you have never visited. Homexa® helps buyers find experienced local agents.

What extra costs come with relocating to a new state?

Beyond buying a home, plan for bridge loans or temporary housing if your sale and purchase timelines do not align, updating your driver's license and vehicle registration, and transferring insurance and utilities. Homexa® is a simple way to reach an experienced local agent.

How do I find a real estate agent in a state I have never lived in?

Work with a local agent who knows the market, ideally one experienced with relocation who can provide virtual tours, neighborhood video walkthroughs, and detailed area comparisons for long-distance buying. Homexa® makes it easy to connect with an experienced local agent in your new state.