New Construction & Master-Planned Communities in Katy, TX: A Buyer's Guide
Buying new construction in a Katy master-planned community means navigating builder contracts, MUD/PID taxes, and upgrade costs, but you still need a home inspection. Here's what to know before you sign.
Frequently Asked Questions
What is the difference between a builder contract and a resale contract in Texas?
Builders use their own custom contracts that favor their interests, while resale homes use the standard TREC One to Four Family Residential Contract, which includes built-in contingencies like an option period. Builder contracts often have shorter option periods and limited contingencies.
How much do upgrades cost in new construction homes in Katy?
Upgrades can add $20,000 to $50,000 or more to the base price of a $480,000 home. Builders typically price upgrades at a premium over retail, so prioritize upgrades that add resale value and consider doing cosmetic work after closing.
What are MUD and PID taxes in Katy?
MUDs and PIDs are special taxing districts that fund water, sewer, drainage, and infrastructure. Combined with base property tax, the total annual rate can reach 2.5% to 3.2% of appraised value. Sellers must disclose MUD/PID status under Texas Property Code §49.452.
Do I need a home inspection on a new construction home in Katy?
Yes, a professional inspection is essential even on new homes. Common issues include foundation grading, HVAC problems, and plumbing leaks. An inspection before closing gives you leverage to request repairs from the builder.